March 2026 Newsletter
Investor Stamina….
Clark Capital Management Group offers their qtrly Economic Gauges. They similarly conclude the US economy is still stable: Market focus is broadening beyond the opportunities of Ai.
Looking Deeper at Market Changes…Asset Classes
Key takeaways: Changing leadership, broader diversification, smoother ride:
- Diversification is working again as markets are less concentrated and returns are coming from more places.
- How you diversify matters as much as how much you diversify. Assets respond differently to economic changes.
- Investors are rewarded for building portfolios that can adapt to many outcomes rather than on betting on a single outcome. (Our investment partners navigate on our behalf!)
Click here to access the full report from AssetMark.
What’s happening to my LTC premiums ?!?!?
Issues of Longevity: Yes, your long term care policies are taking giant leaps because the number of people advancing into frailty demographics. The first of the Baby Boomers have turned 80 in 2025. A record 4.1 million people have turned 65 in 2025. This is the stress on the care system with not enough quality buildings and workers.
Current WFS clients needing nursing home to date: 101 yr female (1 yr), 89 yr female (1 yr), 83 yr male (2 yrs), 74 yr male (5 yrs). We know the complications of rising costs and havoc without insurance. Do you take the risk??
Reach out for a discussion about your changing premiums and the choices of navigating this increasing annual expense. Roths feel the bump along with the rest of our clients. This year was a big jump with more ahead. We monitor the industry as they wrestle this rising cost. A wise dependable alternative has yet to surface. Work hard to stay healthy and hope that your genetics are in your favor.
Family Preparedness
I was surprised to be eyeball-to-eyeball with an RIT student ad as I filled my water bottle at Chicago airport.
Monroe Community College – MCC is the nation’s only community college awarding associate degrees in precision optics. 97% of Upstate NY optics job openings go unfilled. 574 technicians are needed in the Finger Lakes area. Five students are currently enrolled in the core program. Salaries can range from $80K-$120K per program director.
Check out this program and pass the word to those preparing for the next job wave. Pass the word. This fits people with gaming skills, good focus and attention to detail, good eye/hand coordination. This might describe the strengths of some people diagnosed as being on the spectrum.
Click here to see the program description:https://www.monroecc.edu/depts/eomctech/programs/optical-systems-technology/
More Fun until Spring Comes
For A Quick Getaway to a Warmer Climate: The Sphere in Las Vegas is cutting-edge technology featuring The Wizard of Oz. Pixels cover this 4-story screen inside and out, delivering a 4D experience of this classic movie. Las Vegas looks for unique entertainment to draw folks to The Strip. Gambling opportunities has moved to the phone!! LV is a cheap flight and there are new wholesome experiences. Reach out if you’d like a discussion for more nongambling ideas.
Lots of Cool Local Things to Do……Appreciate Community!
- I attended Jewish Community Center’s Center Stage Hitmakers Rewind. It was terrific! JCC March 7-22 will feature Sweat, a Pulitzer Prize Winner Play. Visit https://jccrochester.org/arts-culture/centerstage/#upcoming to make your plans for a fun, smart event.
- The Company Theater Rochester: Julius Caesar, March 6-22….timely topic?
- Film Project Hail Mary will release March 20. You have time to read this terrific book by Andy Weir (author of “The Martian”) before you trot off to see how they translated it to film. This will be a cool experience on a large screen! Report back to me if you follow-through!!